Geographies: United Kingdom

Cardeo is a socially responsible financial technology company, transforming the UK credit card market for good.

Our free credit card management app helps consumers to juggle their cards better and save money. Users can manage their accounts, set repayment goals, enjoy automated repayments and pay back their borrowing in the cheapest way possible. To the lowest risk users we offer a uniquely competitive revolving credit facility. Cardeo users stay in control of their repayments and keep their credit cards, while typically saving up to £390 a year.

The Cardeo team is highly experienced in business, regulatory affairs, financial services and technology. We serve the mission to transform credit card borrowing in the UK with a combination of clever tech and genuine consumer centricity.

Founded in 2020, Cardeo was selected for the Government’s Tech Nation Fintech programme the following year. We are regulated by the FCA and are on track for a full app launch in 2022. Our investors include JamJar Investments, who are the founders of Innocent Drinks.


Startup Features:
  • The smarter way to manage credit cards
  • Pay off all your cards with an automated monthly payment
  • Manage all of your credit cards in one place
Beta User Benefits:
  • Early access and the opportunity to steer the direction of the app
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Categories / Subcategories:
  • Finance
Target Audience:
  • ios app
  • app
  • credit cards
  • revolving credit
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